THE FUTURE IS NOW We’re thrilled to share the news about these exciting changes with you. YOU ASKED. WE LISTENED. WE’RE DELIVERING. Over the years, you’ve shared what matters most to you. Better digital tools. More convenience. Competitive rates.... ONLINE BANKING UPGRADE AUG. 26, 2026 Managing your money made easier. A new and improved online and mobile banking experience has arrived at NorthWinds Federal Credit Union! What’s New? Transfer Now – Transfer money between your NorthWinds and external accounts,... Earn 4.00% APY* on our 13-Month Certificate Special 4.00% APY* 13 Month CD Stop letting your money sleep on the job. Open your certificate of deposit today! Limited time offer Fixed rate for the full term $1,000 minimum deposit Deposits are insured up to $500,000.**... NorthWinds has commercial real estate loans for as low as 5.49% APR*. Owner-Occupied Properties Up to 75%... 30-YEAR FIXED – AS LOW AS 6.00%RATE 6.123%APR* NorthWinds offers competitive rates on home loans, and friendly professional advice to help you find the right home and budget for your family. Local Team Expertise Fast Closings First-Time Buyers Welcome Low 3-5%... 
