*APR = Annual Percentage Rate. The rates are quoted “as low as” and may vary based on your creditworthiness. Rates advertised are available for qualified borrowers and are subject to change without notice. Example: a $100,000 loan at 6.123% APR for a 30-year term would result in an estimated monthly principal and interest payment of $607.67. Payment does not include taxes, insurance, homeowners association dues, or other applicable escrows; actual payment obligation may be greater. Low down payment programs available with as little as 3% down payment on eligible conventional loan products. 97% financing available on single-loan structures for qualified borrowers. 95% financing available with 5% down payment on eligible conventional loan products. 80/15 combo financing available on approved applications and subject to secondary financing guidelines. Down payment assistance programs are available in select counties and are subject to program eligibility, income limits, property location restrictions, and funding availability. All
loans are subject to credit approval, underwriting guidelines, income verification, appraisal, and membership eligibility. Property insurance is required. Rates, terms, and program availability may change without notice. Additional restrictions may apply.
NorthWinds Federal Credit Union NMLS #1059389. Equal Housing Opportunity Lender