Our checking line of credit is an affordable way to protect your assets if you were to accidentally overdraw your checking account.

• Borrow up to $5,000
• Money will be transferred to your checking account in increments of $100
• Competitive rates
• Payments are 5% of the balance with minimum payments of $50

* Rates are quoted “as low as” and may vary based on your creditworthiness. Payments calculated as 5% of the outstanding loan balance with a minimum monthly payment of $50.00 (unless loan balance is less than $50.00). Due date the 25th of the month. Overdraft protection may only be set up to one NorthWinds Federal Credit Union checking account and one Line of Credit loan per member. Online advances available. Terms, rates and conditions are subject to change without notice. Must be a SMFCU member.